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How Much is Maid Insurance in Singapore

How Much is Maid Insurance in Singapore?

If you want to hire a foreign residential or commercial helper, then you should buy maid insurance. You can call it as a domestic helper insurance or helper insurance also. Some employers offer basic employee insurance for their employees, and some choose more additional and expensive plans for their employees, which provides more protection. In Singapore, it is mandatory to buy maid insurance.

So, maid insurance is an insurance which covers the accidents or loss due to work-related issue. It includes medical care charges also. This insurance plan provides you with many benefits such as health insurance, Fidelity coverage, replacement expenses, Dental insurance, and others. This insurance protects helpers and as well as their families. If you also want to purchase Maid insurance, then visit the best Maid Insurance Singapore and buy the best plan for your domestic helper.

Rules & Regulations

If you talk about the rules and regulation according to the ministry of human resources, if you are a foreign domestic helper, you should have Maid insurance, which covers the following:

  1. Personal accident insurance coverage of $60000 per year.
  2. Medical care charges of 415000 PER YEAR.
  3. A security bond of $5000.

How to Find the Best Maid Insurance Policy?

If you are an employer and want to hire a domestic helper for the first time, this one is the most natural solution. You can buy this insurance from a maid agency. But the thing is there are many agencies related to this, so how do you find the best one? So, here you will get information about the best maid insurance you should search for. You can opt for EasyFind, which provides the best maid insurance policy.

You can go online and check the various maid insurance policies, and then you can compare them with one another to choose the suitable one. When you search online, then you can save your time as well as your money also. If you also want to get the best maid insurance policies for the first time, then you may confuse. You have to believe in a stranger while leaving her with your children and family.

  1. You should check the services provided by the company.
  2. You should check the highlights or the things which are covered with insurance.
  3. You should also check the reviews of different plans provided by the customer.

When to Buy a Maid Insurance Policy?

If you are a beginner or do not have an idea about purchasing the insurance, you should know about them. You should know about the timing when to buy a maid insurance policy. When you purchase a policy, then it will start after the five days of purchase. The starting date is based on three points.

  1. Renewal Maids: The maid insurance policy starts from one day after your maid’s current permit for work expires.
  2. New Maids: The policy starts from the arrival date of your maid in Singapore when it comes to the new maid.
  3. Transferred Maid: In this case, the policy starts from the current date of you apply.

Plans for Maid Insurance

If you are talking about the plans for maid insurance, then there are two plans. There are two plans for two different durations. The first one is 14 months, and the second one is for 26 months means for two years and two months. So, if you are not sure about the helper and are a beginner, choose the first option, which is for 14 months.

But if you are buying a plan for two months, then you will get some extra benefits. It is cheaper than the 14 months plan, and it also has some discounts. Most of the maid insurance plans come with three tiers. Here we discussed those three tiers through which you can understand it easily.

1. Basic Tier:

The first one comes with a basic plan. If you are a beginner, then you can start here. If you do not have much budget and don’t want the extra benefits or extra coverage, this one will be best for you. Most of the basic plans come with a cost of $260 for a 26month policy. That means it costs $10 for one month. You can purchase 14 months plan also, which may cost you a little more. The basic tier plan provides you with a bit of amount of scope. With this, you can save your money.

2. Mid-Tier: 

The mid-tier plans offer the best benefits with an affordable amount. By purchasing the plan, you will get more coverage. It provides you the best value of money. If you talk about the cost of this plan, then the average prices for a mid-tier plan will be up to $320 for 26 months.

It also comes with a 14 months plan. But please choose the 26 months plan, which comes with an affordable range. If you asked about the rate of per month in 26 days plan, then it will cost up to $13 per month. If your foreign domestic helper is unable to work for you, they will be covered by a maid insurance plan of up to $30 per day.

3. Top-Tier: 

It offers you a higher coverage with higher benefits. It is best for the people who have a massive budget for this. It is price around $360 for 26 months’ plans. You can also purchase 14 months also plan if you have a low budget. It is the most comprehensive plan with extra benefits and extra coverage. You can choose any plans suitable for your requirement.


If you want to hire any domestic helper, you have to purchase maid insurance for the helper. It provides many benefits to you as well as to your employee. There are many options for you. You can choose any plan which is suitable for you and your helper. You can buy one plan according to your budget. So, Start searching online and choose a policy plan and hire the best domestic helper for yourself. In this way, you can protect your family and as well as yourself.